Federal employees
In 1936 Embarcadero FCU was formed as the 1st credit union in San Francisco. We were created specifically to serve the federal employees in the San Francisco Bay Area seventy years ago and we plan to serve them for many more. We can help you with your financial needs, during your tenure as a federal employee through retirement. We appreciate your hard work and dedication in San Francisco and throughout the country.
EFCU offers federal employees a way to reach financial freedom faster by offering:- Relocation Loans help federal employees who are transferred to a local field office
- Lower interest rates car loans
- Low rate Visa options to eliminate debt
- Home loans with low closing costs
- Tax free Education Savings Plan
Whatever your financial goals, we can help you get there with ease...Even if it's getting you to retirement early!


