Balance Transfers Earn Rebates!
Transfer balances of $1000 or more from your high-rate credit cards and receive a 1% rebate. We give you the choice of how YOU want to receive your rebate. The choices are as follows:
Apply the rebate directly to your Visa
Deposit the rebate to an account of your choice (checking or savings)
Cash. We can issue you a check
Visa
Do you feel like you're drowning in debt with your high-interest credit cards? At Embarcadero Federal Credit Union, you can do much better than simply keeping your head above water with Visa options that offer low rates and no annual or cash advance fee.
Embarcadero FCU offers Gold and Platinum Visas to meet your varied needs:
| |
Classic Visa |
Visa Gold |
Platinum Visa |
| Who is this card for? |
Members who are looking for a high level of convenience and value from your credit card. Young adults who which to establish a small limit of $300-$500 can do so with parental consent. |
Members who want a higher level of service from their credit card. |
Members who want maximum spending ability from their credit card. |
| Rates |
As low as 11.9% APR* |
As low as 9.4% APR* |
As low as 8.9%APR* |
| Credit lines |
$300 to $10,000 |
$5,000 to $25,000 |
$10,000 to $75,000 |
| Annual fee |
$0 |
$0 |
$35 |
| Cash advance fee |
$0 |
$0 |
$0 |
| Auto rental insurance |
No |
Yes |
Yes |
| Extended purchase protection |
No |
No |
Yes |
| Interest grace period |
25 days |
25 days |
25 days |
*APR means Annual Percentage Rate. Rates are subject to credit rating and approval. Other rates are also available.
The Added Security of "Verified by VISAŽ"
Embarcadero FCU uses "Verified by VISAŽ" to add increased safety and security to purchasing goods and services on the Internet. Through Verified by Visa your transactions are made through a secure authentication process and your identity is confirmed by inputting a personal password each time you purchase from a participating merchant site. To enroll in this program visit the Verified by Visa web site or call (888) 918-7490 for more information.
