Personal Loans
Sometimes you need money for everyday purchases. Embarcadero Federal Credit Union offers unsecured personal loans for any reason whether it be to pay for a computer, fund the wedding of your dreams or to help you settle into a new job.
The table below highlights the types of loans available through Embarcadero FCU:
| Personal Loans and Line of Credit Loans | Debt Consolidation Loan | Computer Loan | IRA Loan | Getting Started Loan | |
| What is the purpose of this loan | This loan is good for any personal purpose including funding that vacation that you've been dreaming of | For those members who have multiple loans and want to consolidate them into one single payment. | This loan allows members to purchase a PC or laptop for personal or business use. | This loan helps members invest in a personal retirement account. | Helps members pay for expenses associated with relocating and/or starting new jobs, such as deposits and first/last months rent, moving and travel costs, new job-related equipment or uniforms, and new furniture and appliances. |
| Balances | from $5,000 | up to $15,000 | up to $5,000 | up to $5,000 | up to $5,000 |
| Terms | up to 36 months | up to 60 months | Terms up to 36 months | up to 12 months | up to 36 months |
| Automatic payment required | No | Yes | Yes | Yes | No |
