At Embarcadero Credit Union we want to make it easy for our members to get the things that they need. Whether you're buying a home, car or paying for everyday expenses, we are here to help you every step of the way.
Loan application
Use this application to apply for an auto loan, Visa or personal loan
1st time home buyer mortgage application
Use this application if you are looking to fund the purchase of your first home
2nd mortgages or HELOC applications
This application is for members looking to secure a loan for a second mortgage or for a home equity line of credit.
Mortgage loans
Learn more about your options before you make an investment in real estate.
Home Equity Line of Credit
Utilize your home's equity to fund just about anything from home improvements, a new car, college education or even a dream vacation.
Auto
Fund a new or used car loan at a great rate.
Visa
Whether you want a card with added benefits or you're a teen trying to build credit, we have the Visa for you.
Personal loans
Our personal loans can help you consolidate debt, buy a computer, fund an IRA or help you with just about any purchase.
Loan rates
Embarcadero Federal Credit Union provides members with competitive rates on our auto, Visa and personal loans.
Mortgage rates
View the most current mortgage rates for first and second mortgages as well as home equity lines of credit.
Student Loans
We've got all of your Student Loan needs covered, including Scholarship Searches, Private Loans, and Loan Consolidation..

