Get in the driver's seat when negotiating the price of your next car by having a pre-approved auto loan from Embarcadero Federal Credit Union! Embarcadero FCU offers great low rates and financing terms making the purchase of your next vehicle a smooth ride.
Benefits of financing your auto loan with Embarcadero FCU
- 100% financing up to retail Kelley Blue Book value including tax, license, and warranty
- Vehicles may be purchased, refinanced, or end of lease buyout
- Financing terms for $24,999 up to 60 month and any amount over $25,000 up to 84 months
- If purchased new you can finance 80 % of purchase price
- If purchased used you can finance 75% of appraised value
- Financing terms up to 84 month with a maximum loan amount of $75,000.00
Automated loan approval system is available to EFCU Members through Credit Union Direct Lending (CUDL)
CUDL is an automated loan approval system providing members with on the spot approval at participating dealership locations. Approvals take only three to five minutes and you don't even have to step foot in a branch!
To use CUDL, look for the CUDL logo at your auto dealership or visit www.cudirect.com to locate participating dealers near you.


