EFCU Savings
| Regular Savings | High-yield Savings | Youth Savings | Savings Clubs | Certificates | |
| Description | This account establishes and maintains your membership at EFCU | This account offers the same liquidity of a regular savings account, but with higher compounding dividends | This account helps children younger than 13 years old to learn good savings habits | Our Christmas and Vacation club accounts are designed to ensure that you have the funds you need when you need them | Certicates offer competitive yields within a specific period of time |
| Monthly service fee | None | None | None | None | None |
| Minimum balance | $50 minimum deposit in this savings account establishes your membership at EFCU | $1,000 | $5 | None | $500 |
| Dividends | Daily dividends paid quarterly | Calculated daily and paid monthly | Daily dividends paid quarterly |
Split-rate dividends
Christmas club
Vacation club |
Daily dividends paid quarterly and at maturity
Earn higher dividends on balances over $10,000 |
| Other services |
• Unlimited deposits and withdrawals • Direct deposit and payroll deduction |
• Unlimited deposits and withdrawls • Direct deposit and payroll deduction |
• Unlimited deposits and withdrawls • Deposits can be made through payroll deduction, direct deposit or cash |
• Automatic deposits through payroll deduction or automatic transfer from another EFCU account | • Terms from 3 -36 months |
