Ira rates
| IRA Certificates | |||
| Term | Min. Balance | APR | APY |
| 1-Year | $500 | 3.00% | 3.04% |
| - | $2,000 | 3.15% | 3.19% |
| - | $5,000 | 3.25% | 3.29% |
| 2-Year | $500 | 3.25% | 3.29% |
| - | $2,000 | 3.35% | 3.39% |
| - | $5,000 | 3.45% | 3.50% |
| 3-Year | $500 | 3.75% | 3.81% |
| 4-Year | $500 | 3.85% | 3.91% |
| IRA Accumulation Account | ||
| Balance | APR | APY |
| $100 to $2,499 | .75% | .77% |
| $2,500 to $4,999 | 1.00% | 1.00% |
| $5,000 to $7,499 | 1.25% | 1.26% |
| $7,500 and up | 1.50% | 1.51% |
*APY based on account opening January 1, 2008 and dividends deposited to principal balance.
**Rates subject to change by the Board of Directors without notice. Rates as of 3-18-08
